Personal Financial Planning

We are a team of financial planning and advising professionals who offer a range of services to advance your personal and professional well-being.

 

 

PERSONAL FINANCIAL PLANNING

COMPREHENSIVE FINANCIAL PLANNING

Preparing a Comprehensive Financial Plan to reach the goals and dreams you desire with expert guidance along the way.

At Dekker Financial we work with you to develop a financial plan that covers your present circumstances and future needs. We start by reviewing your current financial situation and goals, show you the steps to take, then help you put the plan in motion and monitor your progress. You can relax knowing that our team is here to answer your questions and offer you guidance.

 

WHAT ARE THE STEPS?

1. Analysis & Evaluation of Your Current Financial Status

  • Identify goals, strengths, and weaknesses
  • Risk management and insurance
  • Employer benefits, including 401k
  • Investments and Savings (Long-term and Short-term)
  • Strategic Tax Planning
  • Retirement investment and/or distribution
  • Estate Planning: Review of Will/Trust, Powers of Attorney, Medical Powers of Attorney
  • Education Savings
  • Special Circumstances (e.g.: divorce or family members with special needs)

2. Recommendations & Options
Based on the analysis of your current and future needs, in coordination with legal, tax, investment, insurance and estate planning experts, will make recommendations and show you your options to design a plan to move toward your goals.

3. Implementation
Once we have agreed on the design of your financial plan, our team will assist you with each step in the implementation.

4. Monitor Progress
Quarterly and annual reviews in person or over the telephone will keep you informed on the progress of your plan. This also gives us the opportunity to discuss recommended changes to your financial plan as your life and goals shift.

5. Fiduciary Standard
As a fee-based financial advisor, we act as your fiduciary under the oversight of the SEC (Securities Exchange Commission). This means we are obligated always to put your interests first. Dekker Financials’ fiduciary relationship with our clients is built on honesty, trust, and good faith.